Traveling doesn't have to be expensive, though it can be!Additionally, you can use American Express points to earn free travel. Check out this post on how to maximize your American Express rewards points before you take off on your next trip. Continue reading to find out how to get the most out of your membership and apply your accumulated points toward travel and other fantastic benefits!
Use your points wisely
You can accrue 2x points on all retail, dining, and eligible travel transactions when you have an American Express card. Once they reach a total of $75, your membership bonus points can also be applied as a statement credit. When you use your card at U.S. supermarkets and food stores (or by paying off a balance), you can select between earning cash back or membership benefits. Additionally, you may earn 2x Membership Reward points for every $1 you spend on flights if you use the Pay with Points option when booking with the majority of airlines! Remember that many well-known U.S. destinations allow cardholders to modify their airline reservations without incurring additional fees!
Keep tabs on expiration dates
Your points
will never expire if you have a membership. This is because American Express
updates your expiration date at least 15 days before it is set to expire, so
you'll always have enough time to redeem your points and make them last longer.
The only way your points will expire is if they're on an expired card, or if
they've expired more than twice (six months). Either way, you'll get an email
notification well ahead of time that they're going to expire. Remembering when
your rewards points are about to expire can be hard. Thankfully, there are
plenty of great tools out there to help remind you! One simple option is
notifying yourself by email every three months with this quick reminder from
Gyft: Your Membership Expiration Date is approaching! Another way to remember
your point expiration dates is using Drop Stop, which sends alerts every
quarter letting you know how many points are left in each category - including
gas, travel, and shopping - before they disappear.
Don’t let fees eat away at your balance
Maximize
your points with these four tips. The world is full of all sorts of rewards
credit cards and points systems, but some can be confusing. With all these
choices out there, you may be wondering which one is best for you. There are a
few things you should look at before signing up with any card or system: First,
review the available redemption options- will it offer anything specific to
what you’re looking for? Second, compare rates- some rewards programs may have
higher interest rates than others, depending on how they’re set up. Third,
check bonus offerings- do they offer introductory bonuses or other perks? And
finally, evaluate fees- could they increase your costs more than what you’ll
get back in points?
Always use an appropriate card when making a purchase
Paying with
a card offers consumers many benefits, including financial protection and
rewards points. With so many different cards on the market, it can be difficult
to choose which one is right for you. Here are some general tips on using your
card responsibly and maximizing your reward points to get the most out of them.
If you know what you're looking for and have found a specific card that suits
your needs, feel free to jump ahead! 1) Always use an appropriate card when
making a purchase: -Payment methods like cash, debit cards, or credit cards all
offer their unique advantages. Use the one that best meets your spending
habits. For example, if you want to pay off debt then it's better to use a
credit card with a low-interest rate; if you want cash back then it's better to
use a debit card; if convenience is more important than price then stick with
cash. 2) Spend less than 20% of your available credit limit: Lenders do not
like seeing high balances on accounts, as this may indicate greater risk.
Sign up for everything you can
Sign up for
every bonus offer you can find. This strategy is a great way to earn points
quickly, and it won't cost you any more than your time. One tip I have is to
sign up for free samples online. You can get paid in points just by completing
a survey or a few offers, such as filling out your demographic information and
answering some basic questions about what you are looking for in clothing
brands. Not only does this help grow your profile and make you eligible for
more offers, but there's no risk on your part since it's completely free! For
example, one survey I completed was worth 500 American Express Membership
Reward points.
A lot of
people forget that they qualify for these deals too because they don't realize
that they're always targeted with emails and advertisements on social media.
And while surveys may not be the most exciting thing to do, many people like
myself feel like we're finally getting something back from all the personal
data we give away!
If you
already signed up for an account with an airline (like Delta) then signing up
for other airlines' credit cards can also net you big rewards quickly because
there's often an introductory offer attached.
Double-check your name on applications
Mistakes
happen, but you should always double-check your name on an application. It is
worth noting that many credit card applications do not offer you the option to
leave any fields blank, and while this can feel like a scam at first, in
reality, it makes it a lot easier to get the sign-up bonus points quickly.
If you are thinking about applying for one of these cards be sure that you have checked all areas (especially your address) and have made changes if needed before submitting. You may also want to look at other American Express options as well so that your points will keep accumulating for as long as possible. Some common questions I hear people ask when they are trying to decide which travel rewards card to apply for include: Do I need an AMEX? The answer is no, AMEX does not serve as your primary bank account. They simply give you perks and benefits in return for using their products.
Another question often asked is What's the
difference between Platinum vs Gold vs Premier? While Platinum offers more
benefits than Gold or Premier does, there isn't much of a difference between
those two levels either. There might be some small differences in how often
certain bonuses can be used, but those too are minimal.
Save up your points
Start by
accumulating your points before booking a trip. You can rack up rewards by
charging your day-to-day purchases, such as groceries and gas, to your card and
earn points when you swipe. Ask your credit card company if they have other
options that could help boost your balance. Some cards offer bonus points when
you use them at certain stores or restaurants. Consider using American Express,
which lets you transfer points from other Amex programs into its rewards
program so that you can take advantage of its best deals on flights and hotels
with fewer miles or free nights spent on upfront costs. Start researching
destinations well in advance so that you know where you want to go before
reaching expiration dates on any nonrefundable reservations. Once you've
determined what type of vacation package or a specific hotel, flight, and car
rental deal will work best for you, start saving your points. Once you have
enough in your account to cover most of the cost, it's time to make a purchase.
Keep in mind that even though this will be considered an open-loop
purchase—meaning there are no restrictions on who can book with these
credits—there are also no protections against losing points due to change fees
or unforeseen circumstances like weather delays. If anything goes wrong during
your travels, don't hesitate to contact customer service so they can address
any issues right away.
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